There’s a lot of debate in personal finance circles, and that’s definitely a good thing. We want to make sure that people really do get the picture when it comes to taking responsibility for their own actions. However, who is really in control of your spending? A lot of people think that spending is something […]
We try to stay plugged into the consumer side of insurance often, and that means hearing form real people trying to go through life and take care of their families. One of the first things that people talk about when it comes to preparing their families for anything is that that they assume that nothing […]
We are going to look at two questions in this article: firstly, what is debt management, and secondly, will entering debt management affect your credit rating? If you’re already familiar with debt management and how it works, you can skip straight to the second section of this article, which looks at how entering a debt […]
What is the real purpose of credit cards? For some, credit cards are a great way to buy the things that they want now, and just pay it off when they get their regular paycheck. In this way, it provides flexibility. It’s not a tool that’s being used to live outside of one’s means. In […]
When you are planning to get a personal loan, you will find out that it is not that easy to instantly make a decision as there are lots of things that have to be considered. There is a need for you to ask yourself several questions before finally arriving at a decision. Here are the […]
Starting university is an exciting and decisive time. Not only will you be meeting new people, learning new things and forming new opinions, but moving into your own space can also be a liberating opportunity to reinvent who you are and what you stand for. Whilst it is neither advisable nor attractive to pretend to […]
If you’re looking for fast ways of paying down your , don’t worry — you are completely in good company! You just need to make sure that you look into all of your options, and we do mean all of your options. For example, you might have just received a year end bonus from your […]
There is a lot of competition in the credit card arena and many different cards for consumers to choose from. In order to succeed in this crowded space, credit card issuers need to provide solid customer service and reward their most loyal customers. Credit card issuers can serve and reward their customers with a number […]
Borrowing money is something which is relatively easy these days. Gone are the years where you would have to dress up smartly and plead your case to the bank manager so that you could afford to buy a new fridge. These days it is a lot easier to borrow money and it is almost the […]
Looking for second mortgage lenders can be a hassle, but did you know that you can find some in the social lending world? If things don’t quite work out the way you want to in the traditional world of mortgages, the social lending world can be just as good. One of the top things that […]