Lending money tips
Taking out a payday loan is a quick way to get your hands on the cash that you need to help with emergency expenses. If you’ve made it to our website, then it could be that you’re considering taking out a payday loan to help with your circumstances and need a bit information about those […]
One thing that we often get asked when it comes to social lending is how to define it. For example, is crowdsourcing truly investing, or does it fall under another term? One thing that you need to realize is that crowdsourcing isn’t true investing, in the sense that the funders are getting a return. They […]
In a perfect world, no one would be out to defraud anyone. We would all play along — not because the laws say so, but because we’re cool human beings that don’t believe in doing that to each other. The social lending platforms are militant about fraud, but they can’t catch everything. As someone interested […]
The unending saga of mis-sold PPI has shown no signs of stopping as more and more people are making PPI claims through claims advisers or on their own. They all realised that they were somewhat cheated into buying the PPI by the financial institutions they have long relied on for credit. A tremendous amount of […]
Social lending is what you make of it, but others are making the choice to leave social lending behind. They want to go back to traditional financing. That’s perfectly okay, but we have to admit that it definitely makes us step back and take stock of the social lending world. Have things changed? Has social […]
Kickstarter is a social lending platform that practices quality crowdsourcing. It’s not about getting personal loans funded for paying off bills — it’s actually what people use to see their entrepreneurial and social change projects come to life. People have funded the launch of magazines, comic books / graphic novels, and even gotten their music […]
There isn’t really a big problem if banks and other lending companies make profit. They are businesses after all, and so they have to earn money to keep their operations running. However when these types of businesses begin to gain huge profits by doing things such as mis-selling PPI along with mortgages, loans and credit cards, then […]
When it comes to young people and social lending, everyone seems to be unsure of how to really welcome them in. This is silly, when you really think about it. After all, social lending is something that’s for everyone. As long as you are 18 and older, you can engage in social lending. In fact, […]
Social lending is powerful — on many levels. It’s a way of saying goodbye to the presence of big banks — you know, the same ones that got their bail out and continued to be restrictive to regular people. How awful is that? After all, they’re supposed to be the ones that you can trust […]
If you’re interested in the world of social lending…great! There are so many reasons to love social lending. Indeed, you are basically getting money from people that are building a trust with you. That’s better than some faceless, nameless bank that doesn’t really care if you are a borrower or not. People are going to […]