Archive for the ‘Finance’ Category

rich retirement

Retirement and the Twentysomething – Not a Bad Combo!

If there’s one time of life that most people blow off, it would definitely have to be your 20s. We ignore the twentysomething phase of life because we think it’s a time where you’re supposed to goof off, mess up and basically do nothing but coast along through life. It’s when you hit your 30s [...]

Do We Invest In a Business While Risking Our Retirement Accounts – The Big Gamble Everyone’s Doing These Days?

As the economy worsens, some people are beginning to feel lucky. Really lucky, if you can believe this new trend — tapping retirement accounts and other personal piggy banks in order to start a business. It’s a trend that has some upsides as well as plenty of downsides. Before you begin thinking that we’re out [...]

small business loan

Yes, You Need a Business Plan to Get a Business Loan!

If your dream is to expand a business or even start a new one, there’s something that you need to hear: you have to have money. Now, that shouldn’t stop you from dreaming of building a company. You can bootstrap your way into a business, but that takes a lot of time. When you know [...]

Spare Change Does Add Up, But What Do You Do With It?

One of the things that our parents seem to grow up with was a jar of spare change. Anytime you came from the store, you threw the coins into the jar. Anytime you cleaned the house, you threw the coins into the jar. Anytime you washed clothes, you threw some coins into the jar. There [...]

Saving

The Hills are Alive With the Sound of …Saving

It’s a great time for finance — even if you don’t realize it. Sure, there are things in the economy that aren’t great. Unemployment is at an all time high, and this makes the whole market quite uncertain. When there aren’t any jobs or those jobs are tough to get, that means that people are [...]

Preparing Financially

Preparing Financially To Grow Your Family

A baby truly changes a lot of what people find normal. Waking up in the middle of the night to answer a child’s cry might be something that you don’t think you’ll do, but trust us — when you realize that that new life is counting on you and you alone, you’re going to want [...]

When Is It Safe To Build Credit Again?

If you feel that your life has been wrecked by debt, don’t worry — you are truly in good company. A lot of people feel emotionally devastated by the role that debt has in their lives. Does it mean that they are bad people? Not at all — it just means that they’ve made some [...]

Who is Really In Control of Your Spending?

There’s a lot of debate in personal finance circles, and that’s definitely a good thing. We want to make sure that people really do get the picture when it comes to taking responsibility for their own actions. However, who is really in control of your spending? A lot of people think that spending is something [...]

critical illness cover

Adjusting To the Idea of Critical Illness Cover

We try to stay plugged into the consumer side of insurance often, and that means hearing form real people trying to go through life and take care of their families. One of the first things that people talk about when it comes to preparing their families for anything is that that they assume that nothing [...]

Will debt management affect my credit rating?

We are going to look at two questions in this article: firstly, what is debt management, and secondly, will entering debt management affect your credit rating? If you’re already familiar with debt management and how it works, you can skip straight to the second section of this article, which looks at how entering a debt [...]